First time home-buyer programs & Extended Rate Lock options.
Conventional, FHA, VA, USDA, and Down Payment Assistance products available to qualified to buyers.
Applications options: in person, over the phone, securely on-line or through our mobile app.
Loans approved quickly through our in-house underwriting and funding departments.
Fixed Rates, Adjustable Rates (ARMS) and Rate Buydown options available.
Extended Rate Lock Program options.
Lock in your interest rate for 9 months while your home is being built.
Little or no down payment required, which could reduce amount of money you'll need to purchase a home.
Family Home Ownership Program for first time homebuyers.
Home Ownership Program with credit scores as low as 620.
No upfront costs for any client. No application, appraisal or credit report fee.
Two weeks turn times on spec homes through our "Fast Track Program".
Down to 620 on FHA and VA deals currently on case-by-case basis.
640 on Conventional loans assuming Fannie Mae or Freddie Mac automated loan approval. 640 on USDA loans.
Extended Rate Lock options with float down feature with upfront refundable fees.
Up to $2500 lender credit on most loan programs.
Extended Rate Lock options up to 360 Days.
Fixed Rates, Adjustable Mortgage Rates (RAM), and 2/1 Buy Down Options.
FHA (580), Conventional (620), USDA, and VA Loan Programs - No Origination Fees from most VA Loans.
ITIN and Broker Options and Loan Programs.